Terms of Service

Last Updated: November 10, 2025

Agreement to Terms

By accessing or using FinanceHero ("the Website," "our Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

Disclaimer and Limitation of Liability

IMPORTANT: The calculators and tools provided on FinanceHero are for informational and educational purposes only. They provide approximate estimates based on the information you input.

These calculators are NOT:

  • Professional financial advice
  • Tax advice or tax preparation services
  • Legal advice or legal counsel
  • Investment recommendations
  • Guaranteed accurate predictions

Actual results may vary based on:

  • Current tax laws and regulations in your jurisdiction
  • Your individual financial circumstances
  • Changes in market conditions
  • Calculation method differences
  • Data accuracy and completeness

We strongly recommend consulting with certified financial advisors, tax professionals, or legal experts before making any financial decisions based on calculator results.

Use of Service

Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the Service in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the Service or servers
  • Use automated systems (bots, scrapers) without permission
  • Submit false, misleading, or fraudulent information
  • Reverse engineer or decompile any part of the Service
  • Remove or modify any copyright or proprietary notices

User Responsibilities

  • You are responsible for the accuracy of information you input
  • You must verify all calculator results independently
  • You assume all risks from using calculator results
  • You must maintain the confidentiality of any account credentials

Intellectual Property Rights

The Service and its original content, features, and functionality are owned by FinanceHero and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our Trademarks

"FinanceHero" and related logos are trademarks of FinanceHero. You may not use these trademarks without our prior written permission.

Your License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes, subject to these Terms.

Third-Party Services

Our Service may contain links to third-party websites and services that are not owned or controlled by FinanceHero.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that FinanceHero shall not be liable for any damage or loss caused by your use of third-party content.

Warranties and Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

To the fullest extent permitted by law, FinanceHero disclaims all warranties, express or implied, including but not limited to:

  • Warranties of merchantability and fitness for a particular purpose
  • Warranties regarding accuracy, reliability, or completeness of calculator results
  • Warranties that the Service will be uninterrupted, secure, or error-free
  • Warranties regarding the results obtained from using the Service

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCEHERO SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Financial losses resulting from calculator usage or inaccuracies
  • Decisions made based on calculator results
  • Any damages arising from your use or inability to use the Service

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless FinanceHero and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or related to your use of the Service, violation of these Terms, or infringement of any rights of another.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page with a new "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved in the appropriate courts.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us: